DCFC is a class of NBFC and RBI is empowered to issue directions to firms like DCFC in matters relating to their deposit acceptance activities. Activities of our company are closely monitored and controlled by the Department of Company Affairs (Govt. of India) like all financial institutions, we comply with all necessary operating guidelines such as, capital adequacy, statutory liquidity ratio and asset classification and income recognition.
We offer attractive interest rates for all types of deposits. We lend against a security of gold, fixed deposits, Insurance policies, government securities / bonds and property mortgage loans.

However, in recognition of the fact that these companies deal with their shareholder-members only, RBI has exempted the notified from the core provisions of the RBI Act and other directions applicable to NBFC. Therefore, company is an ideal entity to take deposit from and lend to a specific group of people.

We are a mutual benefit company where only members can transact business.

Experienced and dedicated banking professionals who understand the nuances of business. As owners and investors in the company, our leadership team understands what makes business owners tick and values the economic impact they have on our communities We recognise that our success is built on your success. Our investment in our bankers, technology, training and personalised services with a sharp focus on execution reflects our commitment to you.

We strive to maintain a workplace where happiness thrives. smiles are contagious, and we inspire a positive atmosphere where customers will enjoy their banking experience.